Work with a PCS Realtor

PCS America

It is both an honor and a privilege to assist our military community in relocate to beautiful San Diego....civilian workforce, retirees, and veterans. From our mountains to our beaches, to our rural & urban communities, San Diego has so much to offer, a little something for everyone. San Diego is truely a wonderful place to call your home!

Let me and my well experienced team help you with any and all your Real Estate needs today.

Brenda@sellmesandiego.com

619-846-9088

Thank you for your brave and dedicated services!

Click here...Home Buyer's tax credit extended for Military!

Click here for your financing needs: Click here to view homes:

WHAT IS A VA LOAN?

The VA Loan has been around since 1944, through the original Servicemen's Readjustment Act... Known as the GI Bill of Rights. This GI Bill was signed into law by President Franklin D. Roosevelt to provided veterans with a federally guaranteed home with no down payment. Designed to provide housing and assistance for veterans and their families. The American Dream of Home Ownership became a reality for millions of veterans. The GI Bill has contributed more than any other program in history to the welfare of veterans and their families. Also to the growth of the nation's economy.

More than 27 million veterans and service personnel are eligible for VA financing. An attractive loan with many advantages. To be Eligibile for a VA loan, is to be defined as a Veterans who served on active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime. A two-year requirement, if the veteran enlisted and began service after September 7, 1980 or was an officer and began service after October 16, 1981. A six-year requirement for National guards, and reservists with certain criteria. With specific rules concerning the eligibility of surviving spouses.

VA will guarantee a maximum of 25% of a home loan amount up to 4,250, which limits the maximum loan amount to 7,000. Generally, the reasonable value of the property or the purchase price, whichever is less. In addition, the funding fee may be borrowed. All veterans must qualify, they are not automatically eligible for the program.

Where to find a VA lender:

VA guaranteed loans are made by private lenders... banks, savings & loans, and mortgage companies. Qualiflying those eligible for the purchase of a home, condominium, single family residents, and must be purchase as an owner occupied property.

VA guaranty means the lender is protected against the loss if you fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment allowing you to obtain a great loan at favorable financing terms.

If you currently own a home purchased with a VA loan, and have difficulty paying your mortgage..there's help!

To obtain help from a VA financial counselor, veterans can call VA toll-free at 1-877-827-3702. Information about VA’s home loan guaranty program can be obtained at www.homeloans.va.gov.

If you or someone you know is currently struggling with their mortgage... there's help. Call me, as CDPE I can provide the experitize needed that may help save your credit. Getting you back to the path of recovery!

Most importantly....If you are currently in the military, you need to know that a foreclosure may jeopardize your security clearance, and or put your job at risk.

Thanks for your patience, as we continue to make this site a more useful Real Estate tool for you.